Opening a bank account in Finland is fairly easy and straightforward. Nonetheless, it is a good idea to make an appointment with your local bank.
It is a good idea to also acquire online banking credentials when opening a bank account. With online banking credentials you can, for example, attend to many official matters online. However, the requirements for obtaining online banking credentials are stricter than those for opening a bank account. Thus, in some cases, you cannot get online banking credentials even if you have a bank account.
Usually you will be required to present at least the following documents:
Passport or other official ID with a photo
Certificate of employment/Certificate of scholarship
Residence permit (non-EU citizens) or registration of residence (EU citizens)
Work contract /Certificate of scholarship or grant
Finnish personal ID code (required in most banks)
Banks are usually open Monday to Friday from 10:00 to 16:15. When you are setting up your account go to the information desk to make sure you get the right queue number to the right counter.
A good way to obtain identification online is to order a Finnish ID card from the police. More information about the ID card can be found here. For more information on banking, please see Banking